Financial Literacy as a growing source of Happiness

When I started thinking on this, I believed that the definition of happiness is free of unhappiness. Now let’s think on the conditions which could make us unhappy or stressful or anxious. Think of your day from Start to End– what are the areas where you feel happiness is fading away? Let me say! It might be your favourite food on the menu list; but a lesser zero in your money wallet; and it might be your dream car selling on huge discount; but you have left limited savings; and it might be the family emergency; but no fixed deposits. This is very limited example- perhaps, there are many areas where we feel dire shortage of money. What we do in such situations? Do we feel stressed out? Do we feel anxious? Do we feel like our stars are not right? Do we feel hesitate to shout help? If yes, then shall we consider it the reason for our unhappiness? If you think what I am writing here makes sense, then go on reading further, you may discover some tips to check on your happiness.

To know what could be the cause of our unhappiness, let’s check on its reason. Well! Lack of financial management is one of the strongest reason a person could feel unhappy. To define Financial Literacy, it is the basic understanding of finance management, earning checks, budgeting, savings, investments, financial stability, development, and inclusion. Although it sounds quite technical, it takes just your interest to know all this. One may say; they have got enough earnings and they are particularly not interested to put their hard earnings for the cause of future unpredictability’s. One could also say that when they try focusing on the earnings, the future liabilities would automatically be taken care of.

In all these, I would just ask you a simple question, ‘Is it wrong to secure your future?’ Even if you agree that nothing wrong could occur to you, you are not sure about the wrong things happening to others or your close relatives and friends. In such scenarios, don’t you feel to have burden of responsibility to super secure your future as well of people around you. If you feel I am not talking insane, you could go on reading further. The reason is I could be at wrong to understand the rare conditions. However, I am suitably right for the universally growing needs which people are facing today.

The basic argument is problem couldn’t be ignored just because one half of society is easily managing their life with their stable income. Here we have to consider the other halves too, which feels the need for immediate help. Thus, redefining happiness would be to check the cause of your unhappiness as well as the unhappiness of others. And so, I covered the reason for unhappiness, the problems of future happiness, and the present responsibility to secure happiness of yourself as well as others. In terms of relationship management, we could make our constant efforts to keep the network strong but in the case of money management, we need to use our wit to act smartly to deal with the unknown factors.

To summarise, Financial literacy is a serious subject of study. It is because one should have an appropriate understanding of their finances and their effective use. It is clear that we are earning not just to survive but to discover our potentialities and give it a truer meaning. Therefore, financial literacy is the source which generate an abundance meaning to your cause of earning which in sense assist you in managing the reason for your unhappiness.

Thus, read magazines, watch news, observe videos- make all kinds of efforts to understand your financial system and keep updating it with the growing trends.
Happy Reading!!!

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Author: Madhvi

A philosopher, Writer, Traveler, PhD Scholar, Vegan and pet-lover.

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